Recently I pulled my FICO score after not having checked it for five years. For those that don’t know, banks use your FICO score to decide how credit worthy you are. Seeing my Credit Sesame free credit score gave me a great sense for just how broken our banking industry is! Five years ago, my […]

I often hear people say, “We’re going to take some money out of the house” when they get a home equity loan. That is exactly what banks and lenders want you to think you are doing, but it is totally and completely wrong. Let me explain. Think back to when you got your first home […]